A trusted C-level adviser with international tech and business strategy expertise, advising firms in banking, retail and asset management that seek clarity and insight in to evolving business models around payments, risk, identity, fraud and e-commerce.

At Experian I focus on growing our Retail, E-commerce, Consumer Credit & Payments business. Further focuses on driving product strategy around acquisitions, fraud and credit risk, by extending core Experian’s global capabilities in to the mobile channel.

Represent Experian in industry partnerships and frequent speaker (Experian Vision, Money2020, ETA Transact, CapitalOne Digital Summit, Federal Reserve Atlanta, George Washington University Center for Law, BAI etc).

Featured in media (CNBC Closing Bell, WSJ, NYTimes, WaPo, FT, Newsweek, Bloomberg, Recode, QZ, CNN, SF Chronicle, Ars Technica etc)

Board of Advisors at SimplyTapp – creators of Host Card Emulation driving democratization and open access to NFC in Android. SimplyTapp has raised to date, $10 Million from investors including Verizon, Light speed ventures and Mozido.

Board of Advisors at ModoPayments, a digital payments platform for brands to connect any source of value to any destination. Modo has raised to date, $4 Million from a series of investors.

Founded DROP Labs, a mobile commerce strategy and advisory that offered objective research and strategy consulting in the intersection of mobile commerce, loyalty and marketing.

In 2015, named to the “FinServ 25: The Most Influential Voices In Banking”.

I write a very focused “inside payments” blog at www.droplabs.co, publish a monthly payments & commerce newsletter to over 300 industry insiders.

My research and writing has been referenced in SANS report on Security and Risk in Financial Sector, and by authors of Banking, CyberSecurity and Telecommunications books.

This blog will serve as a soapbox for my views and not that of Experian.